The Central Bank of India has reported a strong financial performance in Q4 FY25, with a 7% increase in total deposits and a 16% rise in advances compared to the same period last year.
Key Financial Highlights
Total Deposits: The bank’s total deposits grew 7% year-on-year (YoY), reflecting improved customer confidence and a steady inflow of savings and term deposits.
Advances Growth: The bank’s total advances surged 16% YoY, indicating robust credit demand across retail, corporate, and MSME sectors.
CASA Growth: The Current Account Savings Account (CASA) ratio remained stable, reflecting a healthy mix of low-cost deposits.
Driving Factors
Strong focus on retail, MSME, and corporate lending
Improved asset quality and risk management
Strategic initiatives to enhance customer outreach and digital banking services
Market Outlook
The steady growth in deposits and advances positions Central Bank of India for continued expansion in FY26. Analysts anticipate further improvement in profitability and asset quality, supported by economic recovery and increasing credit demand.
